Business Checking
Community SMALL Business Checking
- $100 to open
- Unlimited deposits
- $10 service charge if average daily balance < $5,000
- 150 debits per month, then $0.15 per debit thereafter
Community LARGE Business Checking
- $100 to open
- Unlimited deposits
- $35 service charge if average daily balance < $50,000
- 500 debits per month, then $0.15 per debit thereafter
Community BUSINESS PLUS Checking
- $100 to open
- Earn interest on average daily balance
- Interest compounded monthly and credited monthly
- Unlimited deposits
- $15 service charge if average daily balance < $20,000
- 60 debits per month, then $0.20 per debit thereafter
Business Savings and Insured Money Market Accounts
Business Savings
- $100 to open
- Earn interest on average daily balance
- Interest compounded quarterly and credited quarterly
- Unlimited deposits
- Nine debits per quarter, then $0.50 per debit thereafter
- Account restricted to six “limited” debits per month
- Limited debits include: ACHs, sweeps, transfers/withdrawals made by online or mobile banking
- Unlimited debits include: Loan repayment with FCB (excluding DDL payments), transfers/withdrawals made by mail, phone, ATM or in person
- If account violates the limited debit requirement for three consecutive months, FCB will convert the account to a Community SMALL BUSINESS checking account or close the account
Insured Money Market Account
- $100 to open
- No minimum balance to maintain account
- Earn interest on average daily balance (See IMMA Rates)
- Interest compounded monthly and credited monthly
- Unlimited deposits
- Account restricted to six “limited” debits per month
- Limited debits include: Checks, ACHs, sweeps, transfers/withdrawals made by online or mobile banking
- Unlimited debits include: Loan repayment with FCB (excluding DDL payments), transfers/withdrawals made by mail, phone, ATM or in person
- If account violates the limited debit requirement for three consecutive months, FCB will convert the account to a Community SMALL BUSINESS checking account or close the account
Ag Banking
First Community Bank has been an agriculturally-oriented bank for over 120 years. Our goal is to provide a dependable source of agricultural credit through periods of prosperity and adversity. First Community Bank loan officers will take the time to learn about your operation and how we can work together to meet your goals of growth and financial stability.
- Crop & Livestock Operating Loans
- Term Loans
- Real Estate Loans
FSA Guaranteed Loans
- Farm Operating
- Farm Ownership
- Beginning Young Farmer Loans
- Farm Real Estate
- Capital Purchases
Commercial Loans
First Community Bank can help you with your commercial loan needs. If you have set goals for your business and are looking for a financial partner to help achieve those goals, talk with any of our loan officers about our programs.
- Commercial Real Estate
- Operating Lines of Credit
- Equipment Loans
Small Business Administration (SBA) Loans
Whether you’re just starting a small business or expanding to take advantage of new opportunities, your business needs the right financing at the right time in order to succeed. First Community Bank has partnered with the Small Business Administration to offer a number of financial programs to make your venture successful. Stop in and visit with our staff about your commercial borrowing needs.
- 7A Lending
- 504
- Express